Critical Illness Insurance
Get financial protection against major illnesses with critical illness insurance. Receive a lump sum payment to help cover medical expenses and maintain your lifestyle during recovery.
Critical illness insurance provides a lump sum payment if you're diagnosed with a covered serious illness. This coverage helps you:
- Help cover medical expenses not covered by health insurance
- Maintain your lifestyle during treatment and recovery
- Focus on recovery without financial worries
Critical Illness Coverage Options
Basic Coverage
Covers a defined list of major critical illnesses — such as life-threatening cancer, heart attack, and stroke — as defined in the policy.
- Coverage for major critical illnesses
- Lump sum payment after diagnosis of a covered condition and the policy's survival period
- Flexible benefit amounts
Comprehensive Coverage
Extended coverage for a wider range of critical illnesses and conditions. Includes additional benefits and optional riders.
- Coverage for a broader list of conditions — often 25 or more, depending on the insurer
- Multiple claim options
- Additional wellness benefits
Choosing Your Coverage
Consider Your Needs
- Assess your current health insurance coverage
- Review your family medical history
- Consider your financial obligations
Policy Features
- Covered conditions and definitions
- Benefit amount and payment options
- Waiting periods and exclusions
Covered conditions and their definitions, survival periods, and exclusions vary by policy and insurer. Early-stage or less severe conditions may be excluded or covered at a reduced amount. Coverage is subject to the terms, conditions, and exclusions of the issued policy. This page is general information, not advice.
Ready to Get Started?
Speak with one of our expert advisors to find the right critical illness insurance plan for your needs.
